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A Pot to Piss In: Intergenerational Wealth Planning for Black People

“You so poor, you don’t have a pot to piss in or a window to throw it out of!

 

Heard this before? It has an origin. The etymology of this phrase comes before the industrial revolution that brought us electricity for light, heat from the furnace, and running water. There was no sanitation plumbing so when one needed to relieve him or herself they would go in a bucket or pot and then it was taken somewhere away from the house and thrown out. This was the standard way for folks who were considered “well off” during those days.

 

When we review the lifestyle of the Black experience in America and how poverty has been synonymous, we didn’t have the luxury of having a pot—we couldn't even own the land we stood on—thus, the saying, “You so poor, you don’t have a pot to piss in or a window to throw it out of!”

 

Blackfolk in America don't realize the reason we are the most consumptive race on the planet is because of our lack in understanding money. It’s the main reason we collectively still don’t have a pot to piss in.

 

When our Ancestors were freed from slavery, we had a total collective amount of 0.5% of the nations wealth. Today, 150+ years later, we've amassed just a half of a percent increase, or 1% of the nations wealth. Why? With the currently tenacious $1.6 trillion purchasing power, we are still 99% consumer, 1% producer. We have no wealth to transfer to our in our communities because the topic of financial literacy is taboo. We simply do not want to talk about how broke we are.

 

In this book, 'A Pot to Piss In: Intergenerational Wealth Planning for Black People', author, M'Bwebe Ishangi explores the cryptic (or hidden) practices of wealth building shared by numerous wealthy families for over 200 years. Whereas before we weren't privy to the strategic conversation of using money as as tool to work for us instead of us working for it.

 

From the Rat Race psychosis we're trapped in, to the misconception of putting your life and retirement savings in volatile money markets like stocks, 401k's, and IRAs, to the practices of banking arbitrage exercised by the very institutions that have convinced us our monies are safest in their vaults while they 10x our deposits with dividends kept to themselves, Ishangi shares the systemic ploy to convince the masses our monies are safest in the traditional money markets that have historically failed us.

 

Ishangi shares numerous ways to create individual and intergenerational financial sustainability simply by mirroring money methodologies of those well-to-do families that have been able to use handed-down action plans to create sustainability throughout their bloodline.

A Pot to Piss In’ not only exposes the historical injustices educational and monetary systemic practice on Black people—the first of its kind in written form, Ishangi covers in-depth research on concepts and topics from learning how to protect and grow your savings during a pandemic, to creating an income outside of a decaying labor force that will soon be replaced by Artificial Intelligence.

This book reveals ‘cryptic’ or ‘hidden’ ways of how rich families have been able to sustain and grow their wealth despite recessions, wars, and market crashes. With chapters like, ‘The Fallacy of 401(k)s’, ‘Is Education Really the Key or a Lock?’, ‘The History of #BankingWhileBlack’, and ‘#BlackFinancesMatter’, you’ll finish this 241-page book with a new understanding on strategies to save for retirement, as well as create residual income without taking on a new job enabling you to leave the Rat Race before falling victim to corporate ageism.

Most importantly, you can pass this down your bloodline giving them an opportunity to start life with an immaculate credit score and little-to-no debt, providing—as an ethnically collective first—a future with little to no worry of financial needs.

Available Now! Order your copy today!

  • $24.99 paperback
  • $24.00 audiobook
  • $22.00 eBook
  • $20.00 digital PDF
Paperback
Audio/Digital

 

Read Press Release >>HERE<<

 


REVIEWS

What folks are saying...

Let’s support this brother who knows the financial game set up against Black people. Learn about the financial game used against people of color, that is still being played today. This book will get you angry enough to no longer be the low hanging GMO fruit they designed. Let’s instead  plant the seeds of financial wisdom our offspring look for us to nurture...

— P.James, NC

 

If you're looking for a way to both leave the rat race and retire well before 65 with little to no debt, this is the book you need to get!

— B.Jackson, Miami, FL

 

This book is DEEEP! I never knew the systemic racism behind banking! Even more, I didn't know I could participate in wealth planning because the power in using money was never fully explained to me... UNTIL NOW!

— Alicia M, Oakland, CA

 

Wow! Just WOW! Always been intimidated to learn about money but Bro. Ishangi made it easy. I bought several copies for my family and friends because I know if I lent my copy out I would never see it again!

— Catherine F., Washington, DC

 

After reading this EPIC book, for the first time in my life I'm excited what my financial world will look like in the coming months!

— Daryl J., Union, NJ

 

Never have I read a book that delivers history AND solutions! The history drives home the purpose of learning how to create wealth for our families!

— Aisha P., Harlem, NY

 

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