“Everything that you’re going through is preparing you for what you asked for.”

           ~Unknown

 

Monday, March 13, 2017, I’m at work at the National Basketball Association’s (NBA) Manhattan office in New York City. At approximately 2:30pm I receive a call at my desk from my manager. I’m requested to come down to the 11th floor. Right then a flash warning signal came over me as if I were Spiderman, only the flash came from my gut — something is up and not in a good way… the message revealed.

 

But I was ready. I hadn’t been back a full week from my latest business trip to Costa Rica and while there, had a epiphany of sorts that my time was near.

 

I walked down three floorz — not in fear but rather in excitement — knowing thingz were about to be different. When I walked in, there sat my manager, the NBAs Human Resources Rep and two, yes, two security guardz — not to mention the other three stationed strategically near the floor exit! Guess they think I’ma go off, I thought to myself with a “really? it’s that serious?” smirk.

 

The woman from HR spoke as my manager looked somewhat in a stupor. See, I knew I was about to be terminated. But not because of my work performance. In the twelve yearz I worked for the NBA, I alwayz got great reviewz, and received praise for my work ethic and team play. No, this was something different.

 

“Are you a writer?” the woman blurts out. I said calmly, “Yes.” She asked, “do you have a business outside of working for the NBA?” I replied, “yes, I do,” not feeling the need to tell her I been writing for 25 yearz — before I was hired here. She then asked, “are you affiliated with something called ‘Da Ghetto Tymz’ and ‘Black Land Matters’?” I responded proudly, “YES, I am. Two businesses of mine.”

 

As I said it I could see my manager looking like he should say something but didn’t now what to say. The woman then followed, “Well we find what you're doing and moreso your words to be racially violent and that’s something that does not align with us at the NBA so we are terminating you immediately.”

 

As I glanced at the two security guardz staunch stares — who were Afrikan by the way — I guess they were expecting me get lit or somethin’ and start 'Three-Stooges-slaps' about the place. “Ok, that’s fine,” I retorted, standing up and ready to walk out. “Hold up!” she blurted out, “we need you to sign some forms before you leave!”

 

My manager then left to retrieve my thingz from my desk still looking baffled. There would be no fighting for my job nor explaining my writingz that happen to be “pro-“ the mental, spiritual, and physical upliftment of Diasporic Afrikan people from global white dependency. I choose to no longer say "white 'supremacy'” because they in fact are not supreme! Whitefolks are scientifically the most recessive which leadz to their insecurity and inability to "share" this planet equally, and thus historically has proven to be the most inhumane of folks on Earth! For those not familiar with my writingz, these statements are backed not by emotion but historical fact!

 

My getting fired wasn’t a shock, I had been wanting to quit for at least 6 yearz as I learned in my twelfth semester in order to advance in corporate America, you gotta kiss some ass — and that yes, there is racizm that exists in a league who’s wealth is based of the nearly 80% star-studded talent of POADUS (People of Afrikan Descent in the United States) otherwise known as Basketball playerz!

 

Well, an ass kisser I’m not, and through the yearz as the job decided to tack on more hourz at the same pay rate; adding only a 1-2% pay hike each year; having several of my ideas implemented into their brand and not getting recognition nor any kind of bonus; and not once being promoted nor getting a raise when otherz did, I decided I was going to milk this job as long as possible doing only what is required of me and nothing more.

 

I had actually planned to leave my job in 2016 after the Cleveland Cavaliers beat the Golden State Warriors in the NBA Finals, but because I was seduced in the "comfort" of a steady paycheck and benefits, I decided to stay.

 

But as I stated, reflecting on my Costa Rican epiphany a week prior, being fired then was not orchestrated by the league, it was the Ances-Starz telling me to get off my backside and do the work I was put here to do!

 

In summation, I was being fired not because of my work performance, but because of my beliefs freely expressed on my social media pages as well as my own platform — something I did on my own time, by the way! So if you didn’t know, in an attempt to introduce a heightened form of corporate slavery, companies are now judging the status of their employees off the type of content they post and share on their Facebook, Twitter, and Instagram pages!

 

I had a lawsuit in the making you might add? Yes! However, I realized that was not my destined path to trod. I wasn’t going to waste my time going to the U.S. EEOC (Equal Employment Opportunity Commission) — created by the Civil Rights Act of 1964 I might add — to beg for my spot back on the plantation! Like a growing trend of a few of my friendz, and again, at the urging of the Ances-Starz, this was time for me to step fully into my purpose and aspire higher by hiring myself!

 

So I stepped! I walked away from corporate America vowing to stay out of it for as long as I can while at the same time bringing my “side-businesses” to the forefront. Mind you, I’ve been an entrepreneur since 1993 but I became an exclusive one March 13, 2017!

 

See, most folks idea of being a business owner is the likes of a side-hustle; something enabling you to make a little more income your job doesn’t cover. The reality is it’s virtually impossible to live in the United States off one wage — and nowadayz, barely two! We have our good ‘ol government and Fortune 500 corporationz to thank for that as they’ve outsourced innumerable jobz to other countries, they’ve put them in sustainable as well as profitable situationz they never had before! All because these companies wanted to save on labor costs! Well, because of that, some nearly three decades later, there are no jobz available for college graduates and those with tenure in their field are finding themselves hitting the ceiling of opportunity not even ten yearz in their profession while otherz are victimz of job cuts.

 

Gone are the dayz of job security our Grandparents had and gone is the security in knowing you could stay with a company for 25+ yearz and retire with a pension. We must face the fact if we are to survive in the here and now moving forward, we must embrace the notion of entrepreneurship! The Global Entrepreneurship Monitor (GEM) recently found that 27 million working-age Americans — nearly 14% — are starting or running new businesses(1). Why? Because all the jobz are outsourced or obsolete due to the recent tech boom!

 

But we cannot sit here and point fingerz at corporationz all day; the real issue is addressing the three fingerz pointing back at you! See, we must break the mindset of thinking we can only earn a living by working for someone else! Yes, working for a company provides experience, a little bit of stability — and that’s all good when you’re fresh to the market out of college (or high school) up to your 30 and 40s. The real issue is this systematic trap is experienced by the majority ending the same way with this one basic fact overlooked by many:

 

Your employer is not obligated to pay you for the rest of your life! One day you will either be laid-off, fired, or retired. This will not stop the fact your bills are due every 30 days. How will you sustain yourself then?

 

Overstand this, every job has an expiration date — that you’re not aware of and can end at any time, without notice! Doing the math, if you have a job that barely allowz you to maintain — meaning you’re living paycheck to paycheck. Couple that with an ineffective financial plan on how to manage what you make, in most cases when the day comes you’re laid-off or fired, you are financially not in position to live off your savingz for more than three months — many not even one!

 

So many are forced to immediately go in search of another job. If youth is on your side, you may think getting another job is easy, and it may, but in your field of choice? The Washington Post reported:

 

…[I]n 2013, only 62% of U.S. college graduates had a job that required a college degree. Second,  an estimated 27% of college grads had a job that was closely related to their major(2)

Your employer is not obligated to pay you for the rest of your life! One day you will either be laid-off, fired, or retired. This will not stop the fact your bills are due every 30 days. How will you sustain yourself then?

""

Yes! That meanz the majority of college gradz — who need to find work immediately to pay off their student loanz — can’t even find work in the field they spent tenz-of-thousandz of dollarz to get a degree in! This is why we find so many working in unrelated fieldz and oftentymz in low-wage jobz… “Welcome to FunBurger! Would you like to place your order?”

 

Here’s the other challenging side of working for someone and not yourself. Even if you are working in your field or have a job outside of minimum wage range, as you age, get wiser, and gain seniority in your field, when you are eventually let go (laid-off, fired or retire), you can be priced out of a new job having to settle for less because your experience over qualifies you!

 

Once you reach your forties, you are over qualified. Employerz will take that into consideration knowing they can hire someone younger and most important, cheaper!

 

All this came to a head as I reflected on my new situation dayz after being fired from being ’12 Yearz A Slave’ at the NBA.

 

FROM FINANCIAL ILLITERATE TO SUSTAINABILITY

As I reflect on my first anniversary in being self-employed, I ponder on the freedom — and responsibility — being your own boss demandz,

 

It’s said, “with freedom comes great responsibility,” and as I embarked on my new journey in sync with the epiphany I had earlier, it was clear I needed to give attention to a few topics if I’m to survive moving forward. I needed to get a sense of what financial sustainability looks like.

 

The first thing I realized is I had it all wrong:

 

  • Many apply for jobz based on salary — or how much you can make — without managing how much you actually need to be sustainable.

  • Many who make over $50K to even six-figures annually have the most debt simply because they do not understand financial planning.

  • (The biggest fallacy) Many think a job is the only way they can make money!

 

The last point is the most effective deception because the mindset of being a “worker-bee” has been embedded into our psyche from birth! How many tymz did you hear your parents/elderz tell you as a young person, “you need to get your -ish together and get a job!”?

 

Has someone ever told you, “you need to get your -ish together and create your own business!”? Few if any! And it’s not their fault, we all bought into the cyclical American pipe dream of thinking there’s the perfect job out there for each of us, one that will enable us to make enough money to have a family, car, and a house with a "white" picked fence!

 

The reason this has intergenerationally become a dream deferred? We simply are not financially literate and most important, don’t know how to make our money make money!

 

Financial planning is at the core of sustainability, and we know as POADUS, we lived up to the stereotypical notion of being poor money plannerz as the topic of money is taboo in our families. We rarely talk about money and when we do, it usually endz up in an argument or even comes to fisticuffs because a family member hasn’t paid back the $10 they owe you from six months ago! Nah Sun, our dinner table discussionz consist of talks about the game or which couple in the entertainment industry is filling for divorce!

 

If we are to better ourselves individually and even greater, communally, we have to graduate from that mindset for at the crux of our problemz lay our ignorance of financial literacy! It is the reason:

 

  • We are, in 2018, still 99% consumer and 1% producer! Meaning, we own very little businesses but are literally the economic base of many companies because of our frivolous and loyalty-less spending power going to non-POADUS-based companies who take our monies and invest in their communities.

  • Gentrification has been effective because we finance it ourselves and it starts as early as where we deposit our paychecks! Most of our monies are given to white-owned banks who then use our monies to finance their projects and endeavors while giving us no return on the investment!

  • We choose not to create businesses we need settling for ‘Mom & Pop’ shop hair and nail salonz, barbershops, clothing, and cellular businesses — not knocking ‘em, but dayum y’all! These aren’t the only businesses we can do!

  • We’re refuse to let our money make money! We’re too skeptical to invest our monies yet we’ll blow several hundred dollarz a month at the club, Applebees, and a pair of Jordans! In addition to our skepticizm, we watch otherz yield huge profits then after watching everybody blow up, we want to enter and by that time, it’s a 4th quarter (end of the game) opportunity.

 

These are but a few thingz I’ve come to learn over the past year. I’ve since come up with some basics in becoming financially literate I’d like to share and hope you’ll consider:

 

  1. Reflect not on how much you make a year but rather, how much you need a year! See, every month you have a general number in expenses you must attain. This number consists of mortgage/rent, car note, t-billz, groceries, and other miscellaneous costs. Rounding this up to a general monthly number, multiplying by twelve calendar months, this is what you need to attain each year. This is your number to chase not your annual salary! So, what is your number?

  2. Now knowing this number, realize you don’t need to have a specific job, what you need is to have/develop a skill set that will enable you to reach this monthly number!

  3. Pay yourself first! Whether you have a job or are self-employed, learn to pay yourself first and use a percentage of that amount to invest in commodities (gold, silver, soybeanz, corn, wheat, sugar, cocoa), stocks, cryptocurrency, etc. Allow your money to make money!

  4. Look into alternative wayz to invest your money! Whether you’re in your 20s or 60s, inevitably you will one day retire from work — thus cutting off your ability to earn, which affects your meanz of survival. With that said, we should alwayz be working on our retirement “nest egg’. The unfortunate thing is the retirement modelz available to us are seriously flawed and frankly untrustworthy. U.S. Savings Bonds are a joke, CD rate returnz are dismal, and an economic crisis can wipe out your 401(k)!(3) — remember the last recession of 2007-09? Take some time and do some diligence on other wayz to consider!

 

I invite you to consider the rest of your life by  putting yourself in a position where you’re on the path of sustainability with the ability to sustain any life-changing challenge that comes your way!

 

If you’d like learn more, feel free to contact me: mbwebe@daghettotymz.com

 

Abibifahodie (Afrikan Liberation)!

 

“Don’t sit down and wait for the opportunities to come. Get up and make them."
– Madam C.J. Walker

 

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COMMENTS

Comments | Send Us A Comment

 

  • Don't sit and wait for the opportunities to come. Get up and make them." – Madam C.J. Walker. Thank you for sharing your story brotha. What you described applies to sooo many of us struggling to make ends meet working on the plantation. Fortunately for you, you already had your vision and business in alignment to help support you after your firing. Too many of us DO NOT, and will likely be f'd up beyond belief when they get that pink slip. I have been an entrepreneur since 1996 and knew once I graduated from college that the cubicle life was NOT for me so embarked on owning my own business and have NEVER regretted it. Many of us are so out of touch with our ancestors and the spiritual realm that we have no idea when we are being told to follow our dreams and passions and stop building the dreams and passions of our "bosses" or plantation owners. I applaud what you're doing and will share this story with my brothas and sistars who still clamor for a "job" that essentially eats away at their soul everyday! Peace, love and light my brotha!
    posted by J. Soulamon via email on March 15, 2017 at 11:36am

    M'BWEBE'S RESPONSE: Ase' Sis-Star! I appreciate your wordz and do hope this inspires people to get back in touch with their inner/spiritual selves to include that aspect to their lives and balance that with surviving in todayz world.

 

  • Great reading, thank you.... been on this path for 13+ years now...
    posted by Rakim Allah via email on March 15, 2017 at 10:31am

  • Well wishes on your current endeavor. I've been feeling your articles for awhile now and find most of the content eye popping. After reading this one it left me somewhat bewildered, I thought you were on point about financial literacy and our weak habits, but scratched my head about your 12 year a slave to the NBA. Question Did you willingly accept that job? Did they force you to work for free? Halfway in you realized you would have to kiss massa Corp ass, but decided to milk the plantation! Money is a funny mysterious figmentation...I think we all could benefit on how to make it work for us and not sell out to it..Our Ancestors sweat, blood, tears, built civilizations and honor depend on We One,
    posted by Gerard via email on March 15, 2017 at 12:59am

    M'BWEBE'S RESPONSE: Yes I did accept the job, like anyone else would, As I mentioned I've been an entrepreneur for yearz, but my endeavorz hadn't freed me from having to rely on another source of income to survive mainly because I was unaware of what I know now about finances. Obviously I did not work for free but slavery isn't just wage-based, that's limited thinking as this piece isn't about that. And if that is your takeaway, so be it.

 

  • Imhoptec yes I’m feeling everything you meant.. yes it’s a struggle raising 2 sons in college alone. Bills will never stop.. I have so many ideas and I need help... Keep doing what you doing.. HALE TO THE KING!! YOU
    posted by Charlene Williams via email on March 14, 2017 at 8:57pm

  • Wow tell them thank you. In 2005 i used to work for a real estate company and when the owner uncle asked me out i refused and he terminated me. Its the second time i have been fired because i refused to sleep with lowlives but he did me a favor; i had started selling online so i went to another company part time while i build up my site then opened my own business selling my own products. Whats funny is i was doing good sales for the company but old man could not take rejection. I am sure his ass suffered some negative energy after i left. It always happens to those who do me wrong..
    posted by J Edwards via Facebook on March 14, 2017 at 4:37pm

  • Love it!!! Blessing in disguise!..
    posted by P James via Facebook on March 14, 2017 at 3:36pm

  • Yeeeees!!!!!...
    posted by S. Johnson-Long via Facebook on March 14, 2017 at 2:56pm

  • Love this!
    posted by Nyeusi Tai via Facebook on March 14, 2017 at 2:29pm

 

  • Nice article about your year one reflection on being 100% entrepreneur! Well written and insightful!
    posted by Solwazi Afi Olusola via inbox on March 14, 2017 at 12:41pm

  • Great article! Just finished reading it. This is the same thing that I have been telling my boyfriend. We as a people have to 1) Become financially literate. 2) Find ways to generate other income outside of our regular gigs. And 3) Hone our  crafts and turn them into viable businesses for our communities.
    posted by L. Green, via inbox on March 14, 2017 at 12:30pm

    M'BWEBE'S RESPONSE: Absolute! Give thANKHs! Although the responsibility is great, the feeling of being liberated is greater!

  • Great article Brother M’Bwebe. I truly enjoyed reading your reflections, you expressed yourself so eloquently. Thank you for sharing your experiences and wisdom. I really appreciate your newsletters and am a happy subscriber. Blessings.
    posted by Nomonde via email on March 14, 2017 at 11:08am

 

 

 

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